|
| The
first figure gives the total monthly payment for a straight
repayment mortgage, including both interest and payment
towards the capital loan amount. This reduces the amount
owed on the capital, month by month.
The
second figure shows the amount of interest payment only.
Anyone
opting for an interest-only mortgage, such as linked to
an endowment, PEP or pension savings policy, will need
to add the cost of the monthly premiums of the policy
to the interest figure above. On maturity the savings
policy is intended to pay off the capital loan.
These
figures are only a guide. We recommend that you obtain
exact figures from us before committing to any mortgage.
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The
overall cost for comparison is 6.5% APR. The actual rate will
depend upon your circumstances. Ask for a personalised illustration.Our
fee is 3.2% of the advance (£1,450.00 minimum and £6,000.00
maximum). The fee can be raised from within the new advance
and is only payable by you, should your new mortgage reach legal
completion. A typical mortgage of £92,156 would require
a fee of £2,949.00 - No Completion - No Fee. Paying off
expensive short-term debt with a remortgage may increase your
overall cost of credit.If
you are seeking a mortgage or loan, then either you or Vesta
Money Ltd must first make a formal application to an appropriate
mortgage or loan lender, who will consider your application
in accordance with their own lending criteria. Mortgage loans
are normally subject to a formal valuation of the property and
subject to status.This
website is a marketing service designed and operated by Brookedan
Security Ltd and all mortgage or remortgage applications are
sent to, received by, and processed by, Vesta Money Ltd (Authorised
and Regulated by the Financial Services Authority under number
302635).Think
carefully before securing other debts against your home. Your
home may be repossessed if you do not keep up repayments on
your mortgage or other loans secured on it.Special
plans on different terms for clients with CCJ's arrears, and
for the self employed without income proof.
All loans subject to status in the UK to home owners aged 18
and over and may be secured on property.
Written quotations available on request. Other terms and amounts
available.
©Brookedan Security Ltd registered office c/o Hacker Young
51 King Street Wrexham LL11 1LA Reg. no. 3934568 |
