Why use Vesta? Vesta Money is a UK broker who specialises in providing financial services products, specifically remortgages and secured loans for people with a poor credit history. We have formed partnerships with many product providers which allows us to provide a wide range of services in the marketplace. We have relationships in place with a vast panel of lenders, who take a more flexible approach to borrowing and this allows us to offer competitive finance quotes, even when the customer has CCJ’s, mortgage arrears, defaults or have been threatened with repossession. Throughout the Vesta Money group of companies we are also able to offer compensation and life assurance services. Since our incorporation in 2002, our whole business has been successfully built on the principles of honesty, fairness and trust and our customers can feel confident in contacting Vesta Money for assistance because we are directly authorised by the Financial Services Authority (FSA) and this means that we follow the principle of Treating Customers Fairly and adhere to rigorous standards in all of our dealings with you. We are also a member of the Finance Industry Standards Association (FISA) and we are also subject to the Consumer Credit Act 1974, which is overseen by the Office of Fair Trading (OFT). Our FSA authorisation can be checked at www.fsa.gov.uk/pages/register or by calling them on 0845 606 1234. Our FISA registration can be checked by calling them on 01529 305698.

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The overall cost for comparison is 6.5% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.Our fee is 3.2% of the advance (£1,450.00 minimum and £6,000.00 maximum). The fee can be raised from within the new advance and is only payable by you, should your new mortgage reach legal completion. A typical mortgage of £92,156 would require a fee of £2,949.00 - No Completion - No Fee. Paying off expensive short-term debt with a remortgage may increase your overall cost of credit.If you are seeking a mortgage or loan, then either you or Vesta Money Ltd must first make a formal application to an appropriate mortgage or loan lender, who will consider your application in accordance with their own lending criteria. Mortgage loans are normally subject to a formal valuation of the property and subject to status.This website is a marketing service designed and operated by Brookedan Security Ltd and all mortgage or remortgage applications are sent to, received by, and processed by, Vesta Money Ltd (Authorised and Regulated by the Financial Services Authority under number 302635).Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof.
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property.
Written quotations available on request. Other terms and amounts available.

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